Credit Acceptance
Ram Pallerla is an experienced software engineering professional currently serving as a Software Engineering Manager II at Credit Acceptance since May 2019, where previous roles included Software Engineering Manager I and Supervisor of Enterprise Architecture. Prior to Credit Acceptance, Ram worked at TEKsystems as a Lead Developer, focusing on the analysis, design, documentation, and implementation of complex software solutions. Ram's earlier experience includes positions as a Senior Software Engineer at IntraEdge, Associate Projects at Cognizant Technology Solutions, and Project Lead at L&T Infotech, along with roles as a Software Engineer and Trainee Engineer. Ram holds a Bachelor of Engineering degree in Electronics and Communication Engineering from Osmania University, earned between 2004 and 2008.
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Credit Acceptance
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Since 1972, Credit Acceptance has offered automobile dealers auto finance programs to help them sell vehicles to consumers, regardless if they have bad or no credit. These programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales; and from sales to customers who come into the dealership believing they have credit issues, but qualify for traditional financing. Further, we report to the three national credit reporting agencies, giving consumers an opportunity to improve their credit score and potentially qualify for more traditional financing. Our company is unique. Enrolled dealers share in the cash flows from the contract, which creates an alignment of interests and is a critical element of our success. Dealers have an incentive to sell reliable vehicles that last the term of the contracts, as they benefit from those who successfully repay their contracts.