Ujjwal Patel is an experienced finance professional currently serving as Associate Director and Group Head of Corporate Ratings at CareEdge Group since January 2010, with expertise in the Gems & Jewellery sector. Prior to this, Ujjwal held various roles at Fullerton India Credit Company Ltd. as Credit Manager for Business Loans, and at Indiabulls Financial Services Limited in a similar capacity. Ujjwal began a career in retail banking at ICICI Bank, progressing from Assistant Manager in Vehicle Loans to roles that involved credit risk appraisal and process implementation. Ujjwal holds a Chartered Accountant designation from The Institute of Chartered Accountants of India (2010 - 2014) and a Bachelor of Commerce degree in Accounting and Finance from Gujarat University (2007 - 2010).
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