CGC Malaysia
Mohd Faizal A. has extensive experience in the banking and finance sector, currently serving as Manager of the Financing Evaluation Department at CGC Malaysia since September 2019, where responsibilities include reviewing and approving credit applications. Prior roles include Head of Sales and Marketing at COMMERZE CAPITAL SDN BHD, where strategic sales and marketing operations were directed, and Senior Business Development Manager at Maybank, focusing on regional business banking objectives. Mohd Faizal also held positions as Manager of Corporate Finance at SME Bank Malaysia, participating in mergers and acquisitions, and Business Development Manager at both Maybank and CIMB, where contributions to business planning and customer relationship management were made. An accounting graduate from International Islamic University Malaysia, Mohd Faizal's career demonstrates a strong focus on business development and financial evaluation.
CGC Malaysia
Credit Guarantee Corporation Malaysia Berhad (CGC) was established on 5 July 1972. It is 78.65% owned by Bank Negara Malaysia and 21.35% by the commercial banks in Malaysia. CGC aims to assist Micro, Small, and Medium-Sized Enterprises (MSMEs) with inadequate or without collateral and track records to obtain credit facilities from financial institutions by providing guarantee cover on such facilities. As of 31 December 2022, CGC has availed over 523,000 guarantees and financing to MSMEs valued at over RM90 billion since its establishment. On 9 February 2018, CGC introduced imSME, Malaysia’s first SME online financing/loan referral platform. The imSME serves as an alternative channel for MSMEs to source for financing products, saving them both the time and the hassle of going through time-consuming processes. From the time of its inception to the end of February 2023, the imSME portal had received more than 6.67 million visits with more than 67,000 registered MSMEs under the portal. In August 2020, imSME won “The Asset Triple A Islamic Finance Awards for Best Digital Banking Solution”, a recognition of its innovative solution to provide MSMEs with convenient online access to apply for financing products, anywhere, anytime. In April 2021, imSME was awarded the Most Innovative SME Financing Platform in Malaysia by the Global Economics Awards 2021. For more information, please visit www.cgc.com.my and www.imsme.com.my