Muhammad Fahrul

Muhammad Fahrul currently serves as Vice President of Operations at CRIF Indonesia, a role commenced in January 2023, following a tenure as Team Leader at PT Visi Globalindo Data Utama from August 2017 to December 2022. Key responsibilities have included managing daily operations, refining workflows, advising management on business sustainability, and enhancing staff performance through education and constructive feedback. Prior experience includes underwriting positions at PT ASURANSI ASEI INDONESIA and PT Asuransi Ekspor Indonesia (Persero), as well as administrative roles in credit reporting at PT Bank Syariah Bukopin. Muhammad Fahrul holds a Bachelor's degree in Development Economics Studies from Universitas Negeri Jenderal Soedirman, completed in 2011.