CROSS RIVER MICROFINANCE BANK LTD is designed to economically empower micro-entreprenuers and low income earners by providing financial services in a sustainable, ethical and profitable manner

Finance

Cross River Microfinance Bank

Managing Director

Head ICT

Head HR & Admin

Head of Finance

Head of Operations

The Credit and Risk Management Team at Cross River Microfinance Bank is responsible for assessing and mitigating financial risks associated with lending activities. They evaluate loan applications, analyze creditworthiness, and ensure compliance with financial regulations to protect the bank's assets while facilitating the economic empowerment of micro-entrepreneurs and low-income earners.

Credit and Risk Management Team

This department is responsible for driving sales strategies and managing business growth initiatives.

Sales and Business Development

This department oversees the assessment and management of credit risk and organizational human resources operations.

Credit and Risk Management

The Finance and Accounting team at Cross River Microfinance Bank is responsible for managing financial reporting, ensuring regulatory compliance, overseeing treasury operations, and maintaining internal controls. They play a crucial role in supporting the bank’s mission by maximizing financial efficiency and sustainability.

Finance and Accounting

This department oversees the development and management of technology and communication systems within the organization.

Information and Communications Technology

The Operations team at Cross River Microfinance Bank is responsible for overseeing daily banking activities, ensuring efficient transaction processing, managing customer service, and maintaining operational compliance. This team ensures that the branch runs smoothly, supports frontline staff, and upholds the bank’s commitment to ethical and sustainable financial services.

Cross River Microfinance Bank

Org chart

Teams

Credit and Risk Management Team

Sales and Business Development

Credit and Risk Management

Finance and Accounting

Information and Communications Technology

Operations

Offices

Cross River Microfinance Bank

Org chart

Teams

Credit and Risk Management Team

Sales and Business Development

Credit and Risk Management

Finance and Accounting

Information and Communications Technology

Operations

Offices

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