Richard Smith is a seasoned professional with extensive experience in pensions consulting. Currently serving as a Consulting Actuary at Spence & Partners Limited since 2014, Richard focuses on helping employers manage pension issues through risk and cost analysis. Simultaneously, Richard acts as a Trustee Representative for Dalriada Trustees Limited, providing independent pension trusteeship. Previously, Richard was a Partner and Corporate Pensions Consultant at Aon Hewitt from 2004 to 2013, where leadership and expansion of the Corporate Pensions Consulting team in Bristol were key achievements. Richard's career began at Towers Perrin as a Consultant from 1996 to 2004. Richard holds a Master of Arts in Mathematics from the University of Oxford, obtained between 1993 and 1996.
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