Floyd To is a skilled Technical Business Analyst currently working at DBS Bank in the Consumer Banking Group & Core Engine Technology since March 2024. Prior experience includes roles as a Business Analyst at FWD Insurance focusing on Digital Platforms and Channels, and at Bank of China (Hong Kong) specializing in Core Banking. Floyd also worked as an IT Business Analyst at VTL-Solutions Ltd., and served as a Software Engineer at EST City Design. Educational qualifications include a Master of Science (MSc) in Computer Science from the University of York, an exchange programme in Business Administration from Universidad del Desarrollo, and a Bachelor of Arts (Honours) in Translation from Lingnan University.