Edward David Avancena (Dave )

Edward David ("Dave") Avancena is a seasoned finance professional with extensive experience in business credit underwriting and portfolio management. Currently serving as a Senior Business Credit Underwriter at Desert Financial Credit Union since August 2018, Avancena previously held positions including Commercial Loan Underwriter IV at OneAZ Credit Union, where participation in the SBA loan program was facilitated, and Vice President, Loan Recovery Officer at New York Community Bancorp, Inc., overseeing special asset management. Avancena's earlier roles include Senior Credit Officer at AEA Federal Credit Union, Vice President, Portfolio Manager at Irwin Union Bank, and Assistant Vice President and Portfolio Officer at First National Bank of Arizona. A Bachelor of Science in E-Business from the University of Phoenix complements a diverse career spanning over three decades in the banking and finance sector.