Pradeep Kalla

Chief Credit Officer at Deserve

Pradeep Kalla has a diverse work experience in the financial industry. Pradeep is currently working at Deserve as the Chief Credit Officer, where they oversee the credit division. Prior to this role, they served as an Advisor at the same company.

Before joining Deserve, Pradeep worked at Figure as the Head of Credit. In this role, they were responsible for the underwriting strategy, policy, and credit risk management for a range of products. Pradeep played a key role in identifying strategic partners and vendors to enhance customer data access and risk management tools. Pradeep also participated in capital markets transactions for Figure's loans.

Pradeep spent a significant part of their career at AQN Strategies, where they held the position of Managing Director. Pradeep established and managed lending programs for early-stage fintech startups and focused on areas such as underwriting, risk management, collections strategies, profitability frameworks, and marketing strategies.

Pradeep has also worked at Capital One, where they held senior roles in risk and quantitative analysis, market and liquidity risk oversight, and senior business management. Additionally, Pradeep gained experience as a Finance Manager at Barclays Bank and a Business Manager at Capital One Financial Corp.

Pradeep's career began at Resource Trading Group of companies, where they worked as an Analyst. Pradeep also had an internship at Quantitative Analytics.

Overall, Pradeep Kalla has a strong background in credit risk management, strategic partnerships, profitability frameworks, and lending program management.

Pradeep Kalla holds a Master of Science degree in Finance from the University of Illinois Urbana-Champaign. Pradeep also has a Master of Operations Research degree from North Carolina State University. Additionally, Pradeep holds a Bachelor of Engineering degree in Industrial Engineering from the Indian Institute of Technology, Roorkee. Pradeep has also obtained the FRM certification from the Global Association of Risk Professionals (GARP).

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Timeline

  • Chief Credit Officer

    April, 2022 - present

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