Ed Gillin

Ed Gillin has extensive experience in credit risk analysis and management, currently serving as the Director of Credit Risk Analysis at Discover Financial Services since January 2025. Prior to this role, Ed held various senior positions at Citi from December 2012 to June 2024, including Director of Analytics Senior Group Manager for USPB Operations Analytics, where responsibilities included leading strategic analytics to enhance customer experience and operational efficiency. Additionally, Ed served as Senior Vice President in multiple risk management roles, overseeing risk policy and loss forecasting for significant portfolios, including Mass Cobrands and Costco. Earlier career experience includes leadership positions at JP Morgan Chase, Swift Financial, and Bank of America, where Ed successfully managed portfolios and led teams focused on risk strategy and profitability. Ed holds a degree in Business Administration with a concentration in Finance from the University of Delaware.