Dvara KGFS
Ramkumar Ratnam is an accomplished professional with extensive experience in the banking and financial services sector. Currently serving as the Chief Business Officer at Dvara KGFS since October 2013, Ramkumar Ratnam played a crucial role in establishing 28 branches and driving business growth. Prior to this, Ramkumar Ratnam held various positions at ICICI Bank, including Cluster Manager, and was significant in operations within the Chennai region. Earlier career highlights include a tenure at PEPSICO INDIA as a Customer Executive and Trainer, and a role with Hindustan Unilever Limited as a TSI. Ramkumar Ratnam's educational background includes an Executive Education Programme in Financial Inclusion from Harvard Business School and a Master's degree in Commerce with a focus on Banking from Madurai Kamaraj University.
Dvara KGFS
Dvara Kshetriya Gramin Financial Services Private Limited (Dvara KGFS) is a leading non-banking financial company (NBFC) that operates in remote rural areas of India. Established in 2008, the company focuses on providing financial services to low-income households and small businesses. Dvara KGFS offers a range of financial products, including savings, credit, insurance, and investment services, and uses a customer-centric approach to serve the needs of its customers. The company has a presence in 10 states of India, with 390 branches and a workforce of over 2,800 employees. Dvara KGFS is committed to creating sustainable livelihoods and contributing to the socio-economic development of rural India.