Rafayel Avagyan

Rafayel Avagyan is an experienced actuary currently working at EFES Insurance since August 2023. As the Co-Founder and CEO of OOR Experience and a web developer at InsureBusiness.am since June 2020, Rafayel has showcased entrepreneurial and technical expertise. Prior to these roles, Rafayel served as Technology Innovation Lead and Underwriter at INGO ARMENIA Insurance CJSC from December 2019 to September 2023. Academic contributions include positions as a Teaching Associate at American University of Armenia and a Graduate Teaching Associate focusing on econometrics. Rafayel's professional journey began with design roles at BANA and the AUA Extension office, alongside a summer research internship at Grant Thornton Armenia. Rafayel holds a Master of Science in Economics and a Bachelor of Arts in Accounting and Business/Management from the American University of Armenia, complemented by secondary vocational education in Finance.