Pilar Ramiro is an accomplished actuary with extensive experience in the insurance industry, currently serving as EMEA CoE Senior Actuary at Zurich Insurance since October 2016. Pilar has held dual roles as Chief Reserving Actuary for Zurich Group/SabadellZurich, overseeing Non-Life Reserves, and as Head of Actuarial Function at Banco Sabadell until June 2024. Prior to these positions, Pilar contributed to Generali's Group Capital & Value Management in Italy and held senior roles at Ernst & Young and PricewaterhouseCoopers, focusing on non-life technical reserves and Solvency II. Pilar is also a member of EJE&CON, advocating for women's representation in senior management, and possesses multiple academic credentials, including a degree in Actuarial and Financial Science from Universidad Pontificia de Salamanca and a ‘mini-MBA’ from The Digital Insurer Academy.

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