Ayat Younes

Ayat Younes is a Credit Risk Manager at Emirates Development Bank since June 2022, with extensive experience in credit risk assessment and management. Previously, Ayat served as a Senior Officer at the Abu Dhabi Fund for Development, and held multiple roles at Al Khaliji France, including Acting Head of Risk and Credit Risk Manager. Earlier career experience includes positions at Emirates NBD as a Senior Credit Analyst and Arab Bank as a Follow-Up Administrator, as well as starting as a Credit Administration Assistant at Al Masraf. Ayat holds a Bachelor of Science in Mathematics from United Arab Emirates University, completed in 2002.