Joseph Rihani

Head Of Credit Risk And Review at Emirates Development Bank (EDB)

Joseph Rihani has extensive experience in credit risk management across prominent financial institutions. Currently serving as the Head of Credit Risk and Review at Emirates Development Bank since August 2018, Joseph previously held significant roles at AL Khaliji France s.a., including Head of Credit Risk and Credit Risk Manager, where responsibilities included managing the credit portfolio of multiple UAE branches. Earlier in their career, Joseph worked at BLC Bank as Head of Medium Market, where Joseph developed new credit procedures and trained staff in financing for SMEs. Joseph holds a Maitrise in Business Administration and Management from the Holy Spirit University of Kaslik.

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Emirates Development Bank (EDB)

Emirates Development Bank (EDB) is the UAE’s development bank, a key financial engine for the economic development and industrial advancement of the nation. Our mission is to foster a healthy, sustainable, and self-reliant economy through the provision of financing solutions to SMEs and corporates domiciled in the UAE and engaged in any of our five strategic priority sectors. These include advanced technology, food security, healthcare, manufacturing and renewables. Given its developmental mandate, the Bank is not-for-profit, offering patient capital and favourable financing terms to our clients. EDB provides direct financing solutions to all clients and also indirect financing solutions to SMEs through guarantees to our commercial banking partners. We go one step further by fostering the UAE entrepreneurship ecosystem with our unique digital banking product suite tailored to start-ups and also non-financial education and mentoring programmes aimed at advancing creditworthiness and financial literacy. As the UAE’s development bank, EDB seeks to attract and retain the best talent through a supportive culture and continuous professional development opportunities. The Bank’s employees are united by the shared commitment to develop the UAE economy, a goal which is embedded in every aspect of their work and fills them with a sense of pride. Emirates Development Bank’s vision is to be a key financial engine dedicated to the economic development and industrial advancement of the UAE.