Emirates Development Bank (EDB)
Malik Khurram Shehzad is an experienced banking professional currently serving as the Manager of Credit Risk & Review at Emirates Development Bank since July 2023. With a diverse background in credit risk management, Malik has held significant positions including Regional Credit Manager at BOK International Bank and Divisional Head of Risk Management at Pak China Investment Company Limited. Malik's expertise includes comprehensive analysis of credit applications, risk assessments, and regulatory compliance, along with a strategic focus on portfolio monitoring and risk mitigation. Malik's educational qualifications encompass certifications from the Chartered Institute of Bankers in Scotland, the Institute of Bankers in Pakistan, and the Institute of Cost & Management Accountants of Pakistan, alongside a Bachelor’s degree from the University of the Punjab.
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Emirates Development Bank (EDB)
Emirates Development Bank (EDB) is the UAE’s development bank, a key financial engine for the economic development and industrial advancement of the nation. Our mission is to foster a healthy, sustainable, and self-reliant economy through the provision of financing solutions to SMEs and corporates domiciled in the UAE and engaged in any of our five strategic priority sectors. These include advanced technology, food security, healthcare, manufacturing and renewables. Given its developmental mandate, the Bank is not-for-profit, offering patient capital and favourable financing terms to our clients. EDB provides direct financing solutions to all clients and also indirect financing solutions to SMEs through guarantees to our commercial banking partners. We go one step further by fostering the UAE entrepreneurship ecosystem with our unique digital banking product suite tailored to start-ups and also non-financial education and mentoring programmes aimed at advancing creditworthiness and financial literacy. As the UAE’s development bank, EDB seeks to attract and retain the best talent through a supportive culture and continuous professional development opportunities. The Bank’s employees are united by the shared commitment to develop the UAE economy, a goal which is embedded in every aspect of their work and fills them with a sense of pride. Emirates Development Bank’s vision is to be a key financial engine dedicated to the economic development and industrial advancement of the UAE.