Vikas Arora

Vikas Arora is an experienced finance professional with a robust background in credit policy management, having worked at Emirates Islamic as Manager of Retail Credit Policy since January 2023. Prior roles include Manager and Assistant Manager of Credit Policy at Citi in the Middle East from January 2016 to January 2023, and Assistant Manager of Credit Policy at Mashreqbank from October 2013 to December 2015. Vikas began a career in credit analysis at Dubai Islamic Bank (Tamweel PJSC), focusing on credit policy implementation, portfolio analytics, and risk grading. An MBA in Finance-Banking from S P Jain Center of Management complements a Bachelor's degree in Computer Science and Engineering from Manipal Institute of Technology, enhancing Vikas's analytical capabilities and business development skills in mortgage advisory.