Emirates NBD
Bhargava Tirumala is an accomplished professional with extensive experience in credit decision analytics and financial services. Currently serving as the Senior Director and Head of Credit Decision Analytics at Emirates NBD since November 2018, Bhargava has previously held multiple managerial roles, including Associate Vice President and Manager. Prior experience includes serving as an Assistant Manager at Deloitte Middle East and HSBC, as well as positions at GENPACT and Fidelity Investments ranging from Assistant Manager to Business Analyst. Bhargava holds a Master of Business Administration (MBA) in Banking, Corporate, Finance, and Securities Law from the National Institute of Technology Karnataka, and a Bachelor of Science (B.Sc.) in Mathematics, Physics, and Electronics from National College.
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Emirates NBD
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Emirates NBD is a market leader across the MENAT (Middle East, North Africa and Türkiye) region with a presence in 13 countries, serving over 20 million customers. The Emirates NBD Group has a total of 853 branches and 4,213 ATMs / SDMs. Emirates NBD is the leading financial services brand in the UAE with a Brand value of USD 3.89 billion. At the bank, we serve our customers and help them realise their financial objectives through a range of banking products and services including retail banking, corporate & institutional banking, Islamic banking, investment banking, private banking, asset management, global markets and treasury, and brokerage operations. We are a key participant in the global digital banking industry, with 97% of all financial transactions and requests conducted outside of our branches. We also operate Liv, the lifestyle digital bank by Emirates NBD. With close to half a million users, it continues to be the fastest-growing digital bank in the region.