Emirates NBD
Noha Hamza, MBA, is an accomplished professional in retail credit risk management with extensive experience in the banking sector. Since January 2014, Noha has been serving as the Head of Retail Credit Assessment & Operations at Emirates NBD, having previously held the position of Head of Retail Credit Risk for branches. Prior to Emirates NBD, Noha worked as a Retail Credit Risk Manager at BNP Paribas from 2009 to January 2014 and held various roles in retail credit risk management at Ahli United Bank and Arab Bank. Noha began the career as Retail Credit Risk Section Head at National Bank of Oman from 2000 to 2004. Educational qualifications include an MBA in Finance & Banking from AAST (2004-2006) and a Bachelor of Applied Science in Accounting from Ain Shams University (1995-2000).
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Emirates NBD
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Emirates NBD is a market leader across the MENAT (Middle East, North Africa and Türkiye) region with a presence in 13 countries, serving over 20 million customers. The Emirates NBD Group has a total of 853 branches and 4,213 ATMs / SDMs. Emirates NBD is the leading financial services brand in the UAE with a Brand value of USD 3.89 billion. At the bank, we serve our customers and help them realise their financial objectives through a range of banking products and services including retail banking, corporate & institutional banking, Islamic banking, investment banking, private banking, asset management, global markets and treasury, and brokerage operations. We are a key participant in the global digital banking industry, with 97% of all financial transactions and requests conducted outside of our branches. We also operate Liv, the lifestyle digital bank by Emirates NBD. With close to half a million users, it continues to be the fastest-growing digital bank in the region.