Empire State Bank, is a community oriented bank, providing businesses and customers with a full range of products and services throughout New York. We provide customers with simple, customizable and convenient methods to manage their financial needs. Our tagline, “We Take Your Business Personally” demonstrates our commitment and support to improving our communities. Member FDIC. Equal Housing Lender. Find Empire State Bank on Facebook and at www.esbna.com. Empire State Bank trades under the ticker symbol "ESBS"​. To learn more, visit www.esbna.com/investorrelations.

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Banking

Empire State Bank

Philip Guarnieri

Anthony Costa

The Credit and Loan Processing team at Empire State Bank is responsible for evaluating and processing loan applications, ensuring that credit policies are met while providing excellent customer service. This team works closely with clients to understand their financial needs, assesses risk, and coordinates with various departments to facilitate timely loan approvals and disbursements. Their goal is to support community growth by offering personalized lending solutions that align with the bank's commitment to its customers and local businesses.

Credit and Loan Processing

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Other teams at Empire State Bank

Leadership Team

Finance and Accounting