Patrick Gardner

Patrick Gardner is an experienced financial professional with a strong background in credit and asset management. Currently serving as a Senior Credit Officer at Encore Bank since January 2021, Patrick previously held positions at Regions Bank, where responsibilities included managing the Commercial Credit Products Team and overseeing debt product transactions. With a rich history at Archon Group as a Director and Asset Manager, and prior roles at Bay View Capital Corp, Comerica Bank, and other financial institutions, Patrick has developed expertise in underwriting, portfolio management, and compliance with credit risk policies. Patrick holds a BBA in Finance and Accounting from The University of Texas at Austin.