Utkarsha Chopra

Utkarsha Chopra is a Credit Risk Data Analyst at Erste Group, with experience in statistical analysis and data management gained from positions at the Central Bank of Malta as a Senior Statistical Analyst and Statistical Analyst. Previously, Utkarsha worked as an SAP Functional Consultant at Inflame India, focusing on business process modeling and software customization. Early career includes an internship in process improvement at Colgate-Palmolive and a role as an Associate Software Engineer at Tech Mahindra, where foundational skills in programming and software development were acquired. Utkarsha holds an M.B.A. in Management Information Systems from Thapar Institute of Engineering & Technology and a Bachelor's degree in Computer Science from Punjabi University, as well as experience in management studies at the University of Malta.