Matt Clay is a seasoned professional in the banking and finance sector, currently serving as a Commercial Credit Analyst at Exchange Bank since October 2025, where responsibilities include cash flow and credit analysis to support lending activities. Previously, Matt held the position of Senior Credit Analyst at Nebraska Bank of Commerce and Assistant Vice President - Loan Analyst at Nebraska Bank, focusing on credit analysis and commercial relationships. Matt's extensive experience spans various roles in banking, including Branch Manager at Union Bank & Trust, where oversight of branch operations and regulatory compliance was key, and includes prior positions in escrow and retail banking. Matt holds a Bachelor's degree in Business Administration and Management with an emphasis in Economics from the University of Nebraska-Lincoln and a Master's degree in Spiritual Formation and Leadership from Spring Arbor University.
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