Scott Cummings

Scott Cummings is an experienced finance professional with a focus on credit management and business analysis. Currently serving as Regional Credit Manager at Exeter Finance since June 2021, Scott manages a team of Credit Buyers and Team Leads while resolving escalated dealer partner issues and negotiating pricing concessions. Prior experience includes roles at Santander Consumer USA where Scott progressed from Credit Analyst to Regional Credit Manager, overseeing teams and handling credit analysis and risk assessment for auto loans. Earlier positions include Funding Analyst at Capital One and Internet Sales Manager at Park Cities Ford Lincoln Mercury, showcasing a diverse background in funding, compliance, and business relationships within the auto finance industry.