Credit and Risk Management

The Credit and Risk Management team at Exeter Finance is responsible for assessing and managing the creditworthiness of potential borrowers, particularly those with subprime credit profiles. Their work involves analyzing financial data, developing risk analyses, and implementing strategies to mitigate credit risks, ensuring sustainable lending practices while supporting the goal of making vehicle ownership accessible to credit-challenged customers. This team plays a vital role in maintaining the balance between lending initiatives and overall financial health for the company.