Kristina Cashman is an experienced professional in the mortgage and real estate sectors, currently serving as a Senior Loan Officer at Ruoff Mortgage since October 2022. Prior roles include Senior Loan Officer at Fairway Independent Mortgage - Fairway's First Team from December 2021 to September 2022, and a Senior Mortgage Loan Officer at Guild Mortgage from January 2019 to December 2021. Kristina also held positions as a Home Lending Officer at Umpqua Bank from January 2018 to December 2021, and previously worked as a Mortgage Loan Originator at Envoy Mortgage from May 2017 to February 2018. Earlier experience includes serving as a Home Lending Officer at Umpqua Bank from March 2016 to May 2017, and as a Realtor at Menconi and Associates from July 1996 to February 2016. Kristina began a career in mortgage lending at California Mortgage Group as a Senior Loan Officer from July 1996 to July 2014.