Chet Ragavan, CFA, currently serves as a Board Member at Fannie Mae, where responsibilities include Vice-Chair of the Risk Policy & Capital Committee and membership on the Nominating and Corporate Governance Committee. Additionally, Chet is a Board Member and Audit Committee Chair at CNO Financial Group, overseeing the Audit & Enterprise Risk Committee and participating in the Investment Committee. As the Founder and Principal of Risk Response LLC, Chet provides risk advisory and consulting services for financial institutions. Previous roles include Executive Vice President and Chief Risk Officer at Voya Financial and Managing Director positions at both Voya Investment Management and BlackRock. Chet's extensive career also encompasses significant roles at Merrill Lynch, covering areas from fixed income research to risk management. Educational qualifications include a Master's degree in Computer Science from the New Jersey Institute of Technology and an MBA in Finance from the University of Madras.