Farmers & Merchants Bank of Central California
Randy Kammerer has extensive experience in the banking industry. Randy'smost recent role is as SVP, Credit Administration at Farmers & Merchants Bank of Central California, where they started in October 2021. Prior to that, they served as the Deputy Chief Credit Officer at Suncrest Bank from August 2020 to November 2021. Randy also worked at Community Bank of Santa Maria as a VP, Commercial Loan Officer from August 2018 to August 2020. From October 2015 to August 2018, Randy held the position of VP, Regional Credit Administrator at Tri Counties Bank, overseeing the commercial underwriting process and managing a team of underwriters. Before that, they worked at Premier Valley Bank as a VP/Credit Administrator for over 12 years, managing the underwriting of the bank's loan portfolio. Randy's career began at Regency Bank, where they served as a Commercial Loan Officer from 1993 to 2000. Randy'sexpertise includes commercial credit underwriting, portfolio management, and loan origination.
Randy Kammerer completed their Bachelor of Science degree in Business Administration with a focus on Risk Management from California State University, Fresno. Randy pursued their education in the period from 1986 to 1990. Later on, they attended Pacific Coast Banking School from 2007 to 2009, where they pursued a Graduate degree in Banking.
Farmers & Merchants Bank of Central California
F&M Bank, headquartered in Lodi, California, is a locally owned and operated full-service community bank with more than $5.3 billion in assets. We proudly serve California’s great communities with more than 32 convenient locations. F&M Bank is consistently recognized as one of the safest banks in California. We continue to carry the Five-Star, Superior Bank award by the national independent bank rating firm of Bauer Financial, one of the nation’s most well-known independent rating services for banks and credit unions *. We have received this recognition for more than 20 years, longer than any other commercial bank in the state of California. Along with the experience and knowledge of the communities we support, F&M Bank is dedicated to improving the quality of life in the Central Valley and East Bay by reinvesting a significant portion of our profits back into these communities. We proudly maintain the highest rating possible for Community Reinvestment - an “Outstanding” from the Federal Government. Today, F&M Bank continues to grow and prosper each year, while fulfilling the banking needs of local business, the agriculture community, and families. *Bauer Financial, Inc. rated F&M Bank “5-Star, Superior Bank” as of the quarter ending December 31, 2022. For more information please visit www.bauerfinancial.com. Information is accurate as of 1/23/23.