FCS Financial
Chad Barnes has a diverse work experience that spans over several years. Chad began their career as a Graduate Assistant at William Woods University in 2007, where they worked until 2009. During this time, they also held the role of Assistant Manager at Arris' Pizza and Pub. In 2010, Chad joined US Bank as an On-Site Banker, responsible for opening accounts, handling teller transactions, selling bank products, and resolving customer service issues. Chad then transitioned to First Community National Bank in 2011, where they worked as a Credit Analyst, analyzing credit data and financial statements to assess lending risks and recommend payment plans. Chad joined FCS Financial in 2013 as an AVP, Credit Analyst and later became the Vice President of Credit in July 2020, a position they currently hold.
Chad Barnes obtained their Bachelor of Science degree in Business Administration with a focus on Finance and Economics from William Woods University in 2007. Chad went on to pursue a Masters in Business Administration at William Woods University from 2007 to 2009.
FCS Financial
FCS Financial is dedicated to supporting agriculture and rural communities. Currently we serve nearly 14,000 qualified member-owners in Missouri. We provide loans, leases and related services to farmers, ranchers, rural homeowners, aquatic producers, timber harvesters, agribusinesses, and agricultural and rural utility cooperatives. FCS Financial is a member of the Farm Credit System. Established in 1916 by Congress, the System provides more than one third of the credit needed by those who live and work in rural America. With more than 100 years of agricultural lending experience, the Farm Credit System is the largest single provider of agricultural credit in the United States. Our loan officers are part of our customer's team focused on giving them the best service through customizing the right product mix for them. Our staff are committed to finding the best solutions because we are our customer's neighbors and we want to see them succeed and prosper. Here at FCS Financial, we strive to provide our customers with a loan product customized to their needs and business. As a cooperative, FCS Financial offers our member owners a variety of benefits that aren’t found at other lending institutions. We provide discounts to major retail stores and our members may receive a patronage check at the conclusion of the business year. When FCS Financial is successful, patronage allows us to share that success with our member owners. We are committed to seeing rural Missouri prosper and grow because of this commitment our staff are involved in your communities. Staff members serve on many local committees and fair boards. They also provide assistance to local 4-H and FFA groups by providing educational programs or paper goods for events. As you can see, FCS Financial is more than just a financial institution, we are a part of rural Missouri and are dedicated to working for our customers.