Jie Zhao

Jie Zhao is a Director of Model Risk Management with extensive experience in modeling Economic Capital, ALLL, and regulatory stress testing. Jie has a Ph.D. in Applied Mathematics from the University of South Carolina and has held various roles in companies such as Federal Home Loan Bank of Dallas, USAA Federal Savings Bank, and WaMu/JP Morgan Chase. Jie has managed teams of modeling analysts and has expertise in model validation and consumer credit risk analysis.