Sandra Z. L.

Sandra Z. L. has a strong background in finance and risk management. Sandra Z. started their career as a Financial Services Representative at San Francisco Federal Credit Union in 2003, where they worked until 2006. Sandra Z. then joined the University of California Office of the President as a Proposal Analyst from 2006 to 2009. In 2010, Sandra joined the Federal Home Loan Bank of San Francisco as a Financial Analyst I - Credit and Collateral. Sandra Z. later took up the position of Financial Analyst II - Enterprise Risk Management from 2013 to 2014. Sandra then became an Associate Director - Market Risk Management at the same company from 2014 to 2021. Currently, they hold the position of Sr. Director - Credit & Collateral Analytics & Modeling at the Federal Home Loan Bank of San Francisco, a position they have held since March 2020.

Sandra Z. L. obtained a Master's degree in Financial Analysis from the University of San Francisco from 2007 to 2009. Prior to that, they completed their Bachelor's degree in Information System Management from the University of California, Santa Cruz between 2000 and 2002.

Additionally, Sandra Z. L. holds a certification as a Chartered Financial Analyst from the institution with the identification number 162977. The exact month and year of obtaining this certification are not provided.