Mikko Kalliovaara

Mikko Kalliovaara is the Co-Founder and CEO of Fennoa Oy, a Fintech company focused on developing an automated accounting cloud application, with a goal of enhancing digital solutions for Finnish accounting firms and their clients. In addition to leading Fennoa since January 2014, Kalliovaara serves as a Board Member for Taloushallintoliitto and previously for Sydänmaan Osuuspankki, where valuable insights on banking and digitalization were contributed during a merger of local banks. Kalliovaara’s prior experience includes roles as Owner of AgileConcept Oy, Product Development Manager at Administer Oy and Heeros Systems Oy, and System Specialist at Yrityslaskenta Oy, alongside a foundational role at Alavuden Seudun Osuuspankki. Academic credentials include a Master's degree in Economics with a focus on Computer Science and Software Engineering from the University of Jyväskylä.