The Risk Management Team at First Bank NJ is crucial in ensuring the long-term safety and soundness of the bank by identifying, assessing, and mitigating potential risks. The team is led by the EVP Chief Risk Officer and includes the Senior Vice President - Credit Officer and the AVP, Fraud Specialist, who work collaboratively to manage credit risks, detect and prevent fraud, and develop strategies to protect both the bank and its customers. Their efforts help maintain the bank's stability and support an extraordinary banking experience for the community.