Richard J. Ramsay

Richard J. Ramsay is an experienced banking professional with extensive expertise in loss mitigation and collections. Currently serving as Vice President and Manager of Loss Mitigation Resolution at First Citizens Bank since August 2016, Richard leads a team dedicated to supporting over 500 branches across 18 states, focusing on helping customers achieve financial stability. Prior to this role, Richard was Vice President and Senior Manager of Lending Services at PNC Bank, where responsibilities included overseeing the DDA Collection site. Richard also worked at RBC Bank for 25 years, managing various default management functions and creating key departments. Earlier in his career, Richard was Recovery Manager and Assistant Vice President at the National Bank of South Carolina, where Richard J. managed the recovery function and provided collection support.