First Electronic Bank is an FDIC-insured, state-chartered industrial bank headquartered in Salt Lake City, Utah. First Electronic Bank believes in building a financial services industry that is inclusive and effective for the diverse range of consumers, businesses, and partners that rely on it. We believe that expanded access to credit and innovation benefits society, and that quality financing programs must be compliant, economically stable, straightforward, and avoid consumer harm. We partner with dynamic technology and financial services providers to offer credit products across the credit spectrum: from “prime” to “subprime”, from small businesses to individual consumers, from general purpose credit cards to point-of-need installment loans. 

Banking

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First Electronic Bank

Derek Higginbotham

Stephen Sorenson

The Risk Management and Credit Analysis team at First Electronic Bank is responsible for assessing and mitigating financial risks associated with the bank's diverse range of credit products. This team develops and validates credit risk models, oversees credit and counterparty risk, and ensures that all credit offerings are both economically stable and compliant with regulatory standards. By using advanced analytics and rigorous analysis, they help the bank to provide inclusive financial services while avoiding consumer harm.

Risk Management and Credit Analysis

Leadership Team

Compliance

Finance and Accounting

Risk Management and Credit Analysis

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Other teams at First Electronic Bank

Leadership Team

Compliance

Finance and Accounting