First Liberty Bank
Michael Lerner is an accomplished banking professional currently serving as the Chief Lending Officer at First Liberty Bank since April 2025. Prior to this role, Michael Lerner held various leadership positions at Moody National Bank from October 2002 to May 2025, including Chief Development Officer, Executive Vice President of Commercial Lending/Banking Area Manager, Vice President of Business and Customer Development, and Executive Vice President Commercial Banking Area Manager. With extensive experience in banking and lending operations, Michael Lerner has demonstrated a strong commitment to business development and customer engagement throughout a notable career.
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First Liberty Bank
First Liberty Bank has been a part of Liberty and the surrounding communities since 1913. The bank was founded by Bert G. Riviere. It is said that he had a bad banking experience and stated, "I can do it better." With a $10,000 capital investment, he opened the doors of a new bank named Liberty State Bank at 404 Main Street on June 13, 1913. Today, FLB has grown to seven locations in Liberty, Dayton, Hardin, Huffman, China, Livingston and Mont Belvieu in addition to an Insurance Agency and Investment Services.