William Jack McElveen, Jr. (Jack) began his banking career in the financial services industry with Banker Trust of SC/NCNB. During his career, Jack has served in various credit administration roles with increased levels of responsibility. The last was Chief Credit Officer, EVP, of Horry County State Bank, where he was responsible for management and oversight of the bank’s Credit Administration function. Upon his retirement from First Reliance Bank, Jack was responsible for managing and overseeing the bank’s loan portfolio, overseeing all credit administration functions, and providing direct supervision and accountability for Credit Administration, Loan Operations, Special Assets, and Loss Mitigation & Recovery. Jack is a Clemson University graduate, having earned a Bachelor of Science in Financial Management.