The First State Bank of Uvalde, a true Texas Legacy Bank, has a deep heritage built on fortitude of character, rich cultural traditions, and solid financial strength. Started in 1907 (116 years in business!), the majority share of the Bank’s stock was held by the 32nd United States Vice President (served with FDR) John Nance “Cactus Jack” Garner and his family.  In 1960 Dolph Briscoe Jr purchased (later served as the Governor of Texas from 1973 to 1979) controlling interest in the Bank, making it the last bank in Texas owned by a true operating cattle ranch. 

The Bank continues to provide premium service to customers throughout the Southwest Texas region with the latest in modern banking services such as our full mortgage department, consumer lending, small business and product line up, commercial loans and specializing in agricultural loans.  In addition to its main bank building at 200 East Nopal Street in Uvalde, the Bank also operates branch bank offices in the nearby communities of Camp Wood, Leakey, Sabinal, Utopia, Concan, Carrizo Springs and also at 2065 East Main Street in Uvalde.  Today the Bank's total assets are more than $2 billion.



Banking

First State Bank of Uvalde

Chad D. Stary

Roxanne Hernandez

Jeffrey K. Freels

Bryan Herndon

Chris Caldwell

Patti Kruciak

Tina Clark

Raul Rivas

The Financial Analysis team at First State Bank of Uvalde is responsible for assessing and interpreting financial data to inform strategic decision-making and risk management. Comprising senior-level professionals, the team conducts in-depth financial analyses to support lending decisions, evaluate investment opportunities, and monitor the bank’s overall financial health. Their insights drive the bank’s growth initiatives and ensure compliance with regulatory standards while enhancing customer service across its diverse banking operations.

Financial Analysis

Banking Operations

Leadership Team

Financial Analysis

About

Team members

Other teams at First State Bank of Uvalde

Banking Operations

Leadership Team