Clifford B.

Clifford B. is an experienced senior leader in consumer lending and credit card management, currently serving as the Senior Director of Consumer Lending at First Tech Federal Credit Union since August 2022. Prior roles include SVP of Credit Cards at Beneficial State Bank, and VP positions at Patelco Credit Union and Tri Counties Bank, where responsibilities encompassed product development, risk management, and driving growth in credit and debit card portfolios. Clifford has a strong background in launching and managing card products, collaborating with various stakeholders, and ensuring compliance with regulatory requirements across multiple organizations, including Bank of the West and HSBC Card and Retail Services. Clifford's career began at First Interstate Bank, where roles spanned from Fraud Management to Operations, culminating in a key relocation to Wells Fargo following the bank's acquisition. Educational background includes attendance at La Martiniere College in Lucknow.