First Capital Bank, Malawi is a full-service commercial bank offering financial products and services to the corporate, retail and personal markets.

With its diverse product offering, First Capital Bank caters to the needs of all segments of the Malawi market and has one of the most extensive branch and agency distribution networks in the country.

A BRIEF HISTORY
First Capital Bank opened for business in 1995 with one branch in Blantyre. From its humble beginnings the bank now operates 32 branches and agencies across Malawi employing 850 staff and serving a customer base of 500 000.

OUR SERVICES
We operate in all sectors of the Malawian market servicing the needs of the following market segments:

Retail
Small to medium business
Corporate
Institutional
We offer a comprehensive range of financial products ensuring that our services are always relevant and of value to our diverse market segments.

OUR STRENGTHS
Financial Security
Liquidity Ratios consistently above 50%
Consistent Long Term Credit Rating of A+ and Short Term
Credit Rating of A1 by Global Credit Rating Co., South Africa.

Regional Footprint
With a regional presence in 5 SADC countries First Capital Bank is ideally positioned to facilitate seamless cross border trade and offer customers unique trade finance solutions across the region

Customer Focus
We focus on the needs of our customers ensuring the highest levels of customer service, maintaining strong delivery channels and responding to market demand through product development and innovation.





Banking

First Capital Bank, Malawi

Agness Jazza

Nagesh Shrivastava

Twikale Chirwa

Tiya Nyirenda

Sizabona Makwakwa

Michael Kadumbo

The Data and Risk Management team at First Capital Bank, Malawi, is responsible for identifying, assessing, and mitigating financial risks to ensure the bank’s stability and compliance. This team leverages data analytics to make informed decisions, enhance credit risk management, and support strategic planning. By analyzing market trends and customer data, they aim to optimize the bank's financial performance and maintain high liquidity ratios while ensuring robust risk controls are in place.

Data and Risk Management

Financial Services

Information Technology

Data and Risk Management

About

Team members

Other teams at First Capital Bank, Malawi

Financial Services

Information Technology