Kathy Kadlec

Kathy Kadlec currently serves as Vice President - Mortgage Banking Officer at Frandsen Bank & Trust since October 2020. Prior to this role, Kathy worked at Peoples Bank Midwest as Assistant Vice President Lending from July 2016 to October 2020, and at Johnson Bank as Senior Mortgage Loan Officer from May 2012 to July 2016, where focus was on assisting clients with refinancing and home purchases. Kathy's career in mortgage lending began as Home Mortgage Specialist at AgStar Financial Services from October 2008 to April 2012, dedicated to enhancing life in agriculture and rural America. Kathy's early experience includes serving as Branch Manager at Citizens Community Federal from June 2004 to September 2008, where management of day-to-day operations and loan origination occurred. Kathy holds an Associate's degree in Finance from WITC, obtained between 2002 and 2004.