Frandsen Bank & Trust
Kathy Kadlec currently serves as Vice President - Mortgage Banking Officer at Frandsen Bank & Trust since October 2020. Prior to this role, Kathy worked at Peoples Bank Midwest as Assistant Vice President Lending from July 2016 to October 2020, and at Johnson Bank as Senior Mortgage Loan Officer from May 2012 to July 2016, where focus was on assisting clients with refinancing and home purchases. Kathy's career in mortgage lending began as Home Mortgage Specialist at AgStar Financial Services from October 2008 to April 2012, dedicated to enhancing life in agriculture and rural America. Kathy's early experience includes serving as Branch Manager at Citizens Community Federal from June 2004 to September 2008, where management of day-to-day operations and loan origination occurred. Kathy holds an Associate's degree in Finance from WITC, obtained between 2002 and 2004.
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Frandsen Bank & Trust
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Frandsen Bank & Trust provides a true community banking experience to nearly 40 communities throughout Minnesota, North Dakota, and Wisconsin. By forming meaningful relationships with all customers, both large and small, we can deliver custom financial solutions that support their goals. We offer business and personal banking solutions and wealth management trust services*. We are a proud community bank focused on understanding the customer’s financial goals and, in response, implementing the best course of action. Frandsen Bank & Trust is proud to be part of Frandsen Financial Corporation (FFC), a bank holding company based in Arden Hills, Minn. MEMBER FDIC / EQUAL HOUSING LENDER *Non-bank depository products are not FDIC insured, have no bank guarantee, and may lose value. Founded in 1982 by Dennis Frandsen, Frandsen Bank & Trust is owned by Frandsen Financial Corporation (FFC), a $3 billion interstate holding company, with an additional $1 billion in assets managed by our investment and trust divisions. Based in Arden Hills, Minn., FFC provides crucial operational support services to its bankers – allowing them more time with customers to develop personal, long-term banking relationships. MEMBER FDIC / EQUAL HOUSING LENDER * - Non-bank depository products are not FDIC insured, have no bank guarantee, and may lose value.