Michael Berrier is a seasoned finance professional and freelance fiction writer with extensive experience in the banking sector. Starting a career at City National Bank in 1981 and advancing through various roles including Private Banker at Citicorp and Regional Manager at Comerica Bank/Imperial Bank, Michael has held significant positions such as SVP of Credit Administration at Banc of California and Deputy Chief Credit Officer at Avidbank until October 2023. Additionally, Michael co-founded Square 1 Bank, serving as SVP/Risk Manager, and has been a freelance author since 2011, blending creative writing with a robust financial background. Education was pursued at the University of Southern California from 1977 to 1981.