Norm Miller is the Hahn Chair and Professor of Real Estate Finance at the University of San Diego, and Vice-President of the Homer Hoyt Institute, a think tank of global urban economic scholars and industry research directors. His PhD is from the Finance Department of the Ohio State University. He has taught and guest lectured globally. Prior to joining USD, he was a Professor at the University of Cincinnati. He also advises on the management of private wealth in real estate and stock portfolios, and serves on several advisory boards. He has consulted for several trade associations and private firms and endowments providing economic outlooks and investment strategies. He has been a valuation expert for the FDIC and has been a frequent speaker to trade associations.