Yogesh Raj

Head Of Risk at Freo

Yogesh Raj has an extensive work history, starting with their current role as the Head of Risk & Data Science at Freo since October 2023. Prior to this, they founded a stealth startup in October 2022 and served as its Founder until June 2023.

Before their entrepreneurial venture, Yogesh held various positions at Ola (ANI Technologies Pvt. Ltd). yogesh served as the Director and Head of Credit Risk for all lending products from April 2021 to September 2022. Prior to that, they were an Associate Director responsible for risk, analytics, data science, and strategy for Ola Money Postpaid, a buy now pay later fintech product. yogesh managed the top and bottom line of the postpaid product from July 2020 to March 2021. Additionally, they worked as a Senior Manager at Ola from October 2018 to June 2020.

Earlier in their career, Yogesh gained experience at PayU as a Senior Manager, building and managing the Center of Excellence and risk team for Lazypay, a buy now pay later product. yogesh built a nine-member team responsible for managing the risk of BNPL products from February to September 2018.

Yogesh also worked as a Manager Decision Analytics at Kabbage, Inc., focusing on asset management for Small & Medium Enterprises from March 2016 to February 2018.

Prior to that, they were an Analytic Consulting Consultant at FICO, where they designed and developed credit risk and regulatory models from September 2014 to February 2016. yogesh also worked at CommonFloor.com as a Senior Analyst from February to September 2014.

Yogesh started their career at Mu Sigma Inc. as a Business Analyst, optimizing pay-per-click models and working on search ad-business from July 2011 to January 2014. yogesh later became a Senior Business Analyst at Mu Sigma from January 2013 to January 2014.

Before their corporate roles, Yogesh completed internships at gkkworks in 2010 and Indian Oil Corporation Limited in 2009.

Overall, Yogesh Raj has diverse experience in risk management, data science, strategy, and analytics across various industries, demonstrating their expertise in these areas.

From 2006 to 2011, Yogesh Raj attended the Indian Institute of Technology, Kharagpur. yogesh obtained a degree and field of study were not provided. Additionally, they obtained a certification in Machine Learning from Coursera in 2014.

Location

Bengaluru, India

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Freo

Welcome to Freo® - India's Leading Digital Banking Platform. We are a community of dream-makers and problem-solvers who understand the importance of financial freedom. We serve the interest of customers who want their financial services NOW. More than 2 million Freo users use our products and services in 1200+ cities. As a digital banking platform without physical branches, we focus on providing our customers with flexible and customised financial products. Banking without boundaries is our mantra, and we provide various financial services to meet that goal. Freo Credit (MoneyTap) – For people who need money when they need it most. Freo Pay – For people who need money for all their daily spends. Freo Save – For people who want to do more with a savings account. Freo Credit Score – For people who want to improve their credit score.


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Headquarters

Bangalore, India

Employees

201-500

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