Garris Horn LLP
Raymond Snytsheuvel is an experienced legal and compliance professional with a robust background in risk management and operational leadership. Currently serving as President of Loan Risk Advisors, LLC since October 2023, Snytsheuvel also holds the position of Partner at Garris Horn LLP, which began in December 2018. Previous roles include Chief Operating Officer at Firstline Compliance, LLC from February 2019 to August 2023, General Counsel and Chief Compliance Officer at Loanpal from September 2015 to December 2018, and Compliance Counsel at Impac Mortgage Corp./Cashcall Mortgage from August 2012 to September 2015. Snytsheuvel has further held key positions such as Associate General Counsel at Loandepot and Chief Operations Officer and General Counsel at Kondaur Capital Corporation. Earlier in career highlights include roles as VP of Risk Management and General Counsel at Bohan Group and VP Compliance, Sr. Legal Counsel at Option One Mortgage Company. Snytsheuvel began legal career as an attorney at Severson & Werson after obtaining a Juris Doctor from Western State College of Law.
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Garris Horn LLP
Garris Horn was formed by Richard Horn, the former CFPB senior counsel and special advisor who led the rule integrating the mortgage disclosures under the Truth in Lending Act and the Real Estate Settlement Procedures Act (the “TRID” rule), and Troy Garris, industry veteran with experience in all areas of consumer financial services regulation. Troy and Richard are both frequent speakers at industry events. Richard is a Fellow of the American College of Consumer Financial Services Lawyers.