Rafael Quiros

Rafael Quiros is an experienced consultant specializing in digital transformation and solution architecture within the financial sector, currently serving as a Regional Industry Business Transformation Consultant at GBM since December 2018. Quiros has a strong background in banking process transformation, functional architecture design, and compliance, having held various leadership roles, including Branding and Electronic Channels Manager and Corporate Compliance Manager at Banco de Costa Rica for over two decades. Quiros also owns REM-H, focusing on the automation and digital transformation of regulatory and financial processes. In addition to professional experience, Quiros is pursuing multiple master's degrees in business administration and forensic financial audit, complementing a robust educational foundation in information systems engineering and public accounting.