Michelle Richards

Michelle Richards is a seasoned finance professional with extensive experience in credit analysis and management. Currently serving as Senior Credit Analyst II at GM Financial since April 2017, Michelle has previously held positions as Market Area Manager at Credit Acceptance and Credit Manager at both Gateway One Lending & Finance and Exeter Finance, where responsibilities included underwriting auto loans and analyzing credit applications. Earlier career roles involved ensuring smooth branch operations as Assistant Branch Manager at Bank of New England, managing accounts receivable and collections at Wallboard Supply Company, and working as a Flex Banker at Citizens Bank. Michelle holds a degree from Southern New Hampshire University.