Serving over 3,400 public entities through 22 self-insurance pools in 17 states, GEM is a preferred partner in reinsurance and thought leadership. 

In 2003, GEM was formed to serve the long-term interests of public entities and to insulate them from the volatility of traditional reinsurance markets. Since then, GEM has proven its value as a reliable source of reinsurance capacity at a steady price.

Through their exclusive ownership and control, GEM members determine the organization’s vision, strategy and direction. The community we have built over the last 20-plus years continues to strengthen with each member added and the diverse perspectives and expertise they bring.

GEM is a platform for pooling risk and knowledge. Our member enrichment programs like educational Summits, member roundtables, and member workgroup research are what set us apart. Leveraging the extensive insights and expertise of our members, GEM is positioned to deliver strategic value for the long term.

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Government Entities Mutual

Government Entities Mutual's headquarters in Bedford, United States

Government Entities Mutual

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