Javier Sancarranco

Javier Sancarranco currently serves as the VP of Finance at Rate since October 2025. Prior experience includes roles as a Senior Mortgage Loan Officer at Intercap Lending, Inc. from October 2022 to November 2025, at Finance of America Mortgage LLC from March 2021 to November 2022, and at U.S. Bank from January 2020 to March 2021. Javier also held the position of Branch Manager/Senior Mortgage Originator at Homeowners Financial Group USA, LLC from December 2017 to January 2020 and worked as a Senior Mortgage Loan Consultant at First Choice Loan Services Inc. from January 2015 to November 2017. Educational qualifications comprise certifications related to mortgage licensing and real estate, an Associate's Degree in Business Administration with a minor in Electrical Engineering from Northern Virginia Community College, and a high school diploma from Oakton High School.