Happy State Bank
Michael E. Koch has a strong background in the banking and lending industry. Michael E. is currently serving as the SVP, Chief Lending Officer at Happy State Bank since January 2021. Before that, they worked as an Advisor at Virginia United Methodist Housing Development Corporation and AdvisoryCloud in 2021.
From 2016 to 2020, Michael held the position of Chief Lending Officer at Amplify Credit Union, where they were responsible for all lending operations. Michael E. achieved significant growth in residential and commercial lending production and increased assets under management during their tenure.
Prior to that, Michael had a successful ten-year tenure at AmericanWest Bank, where they held various roles of increasing influence and responsibility. Michael E. served as the EVP Director of Business Banking, Regional President for Oregon and Northern California, and EVP of Credit Support Services. Michael E. contributed to strategic planning, team development, and successful acquisitions during their time at AmericanWest Bank.
Before joining AmericanWest Bank, Michael held roles at HomeBanc Mortgage and Pacific Northwest Bank, further enhancing their experience in residential lending and banking operations management.
Overall, Michael E. Koch has a proven track record of leadership and success in the banking and lending industry, with expertise in strategic planning, team development, and driving growth.
From 2010 to 2012, Michael E. Koch attended Pacific Coast Banking School. However, no specific degree or field of study information is available.
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Happy State Bank
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Who we are and what we stand for. “Work hard, have fun, make money, while providing outstanding customer service and honoring the Golden Rule.” - Happy State Bank mission statement Happy State Bank began in 1908 in Happy, Texas. While we’ve grown in size, locations, and assets, we like to keep the feel of a small-town bank where everyone knows your name. Our core values are embedded in everything we do. You’ll notice these in our communications, in the way we serve our customers & communities, and in the attitudes of each of our employees. We have 20 core values that we live by and are proud of, and believe the Golden Rule is key. We have locations across the Texas Panhandle all the way to Dallas-Fort Worth, and the number is only growing. For a list of branches and bankers, please visit happybank.com/locations. Never disclose account or financial information on LinkedIn. Happy State Bank will never solicit confidential customer information through social media or in the form of a phone call, email or text message. Happy State Bank reserves the right to remove inappropriate and disrespectful comments from their page. Happy State Bank's Privacy Policy can be viewed here: https://www.happybank.com/About/Governance/Policies-and-Disclosures MEMBER FDIC and EQUAL HOUSING LENDER